The plane was loved by its pilots, who found it handled well both in the air and on the water. With the loss of the German surface fleet the A-1s were added to coastal squadrons, and continued to fly reconnaissance missions and submarine hunts into late 1944. Two notable operations were the capture of HMS Seal, and the repeated interception of RAF Armstrong-Whitworth Whitley bombers. Although it was no match for a fighter, it was considerably better than its Allied counterparts, and generally considered the best of its class. Owing to its good handling on water, the Finnish Air Force utilized Ar 196 solely on transporting and supplying special forces patrols behind enemy lines, landing on small lakes in remote areas. Several fully equipped soldiers were carried in the fuselage.

Sources:
Gunston, Bill & Wood, Tony - Hitler's Luftwaffe, 1977, Salamander Books Ltd., London.
Wikipedia - Ar 196